{"id":20,"date":"2026-11-02T11:11:21","date_gmt":"2026-11-02T11:11:21","guid":{"rendered":"https:\/\/ausztriaimunkak.eu\/ausztria-info\/bankszamla-nyitas\/"},"modified":"2026-11-09T15:52:19","modified_gmt":"2026-11-09T14:52:19","slug":"opening-a-bank-account","status":"publish","type":"page","link":"https:\/\/ausztriaimunkak.eu\/en\/ausztria-info\/bankszamla-nyitas\/","title":{"rendered":"Opening a bank account"},"content":{"rendered":"<p>After you start working, you will need an Austrian bank account where you will receive your wages. In rare cases, they pay in cash, and they do not like to transfer money to a foreign account either.<\/p>\n<p>If the employer still accepts the Hungarian account number (a separate account number is not enough; you will also need the IBAN and the SWIFT=BIC code), but you plan for a longer term, it is worth opening an Austrian account to reduce your costs. Using a Hungarian account abroad is more expensive than using an Austrian one. This <strong>it is worth taking the first days off after starting work<\/strong>, That the employer can already transfer your first wages here. The production of the bank card can take up to 2-3 weeks, so you should be prepared for that.<\/p>\n<p><strong>What should you pay attention to when opening a bank account?<\/strong><\/p>\n<ul>\n<li>Choose a bank that has an extensive branch network, as next season you may be in a completely different province if you need to make a transaction; it\u2019s good to have a branch nearby.<\/li>\n<li>You can save a lot of time and energy if you also request an internet banking service along with your bill (you need an Austrian mobile phone number for this). You can also do a lot of things while you are out and about or at home without having to go to the bank branch.<\/li>\n<li><a href=\"https:\/\/www.raiffeisen.at\/de\/privatkunden.html\" target=\"_blank\" rel=\"noopener\">Raiffeisen Bank<\/a>, <a href=\"https:\/\/www.sparkasse.at\/tirolersparkasse\/privatkunden\" target=\"_blank\" rel=\"noopener\">Sparkasse<\/a>, <a href=\"https:\/\/www.volksbank.at\" target=\"_blank\" rel=\"noopener\">Volksbank<\/a>, <a href=\"https:\/\/www.bawag.at\/bawag\/privatkunden\" target=\"_blank\" rel=\"noopener\">BAWAG<\/a>, <a href=\"https:\/\/www.oberbank.at\" target=\"_blank\" rel=\"noopener\">Oberbank<\/a> The most common of the options available in the town are worth asking about here.<\/li>\n<\/ul>\n<p><strong>Documents required for opening a bank account<\/strong><\/p>\n<ul>\n<li>personal ID card or passport<\/li>\n<li>Document proving your place of residence <a href=\"\/en\/austria-info\/registering-your-address-meldepflicht\/\" target=\"_blank\">(With a note)<\/a><\/li>\n<li>Employment contract <a href=\"\/en\/austria-info\/labour-regulations\/\" target=\"_blank\">(Employment contract)<\/a> (not everywhere they ask for it, but at least have it on hand)<\/li>\n<li>Austrian phone number<\/li>\n<\/ul>\n<div>\n<div>\n<div>\n\t\t\t\t<\/div>\n<div>\n\t\t\t\t\t<\/div>\n<div>\n\t\t\t\t\t\t<a href=\"https:\/\/twitter.com\/intent\/tweet\"><\/a>\n\t\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Munk\u00e1ba \u00e1ll\u00e1sotokat k\u00f6vet\u0151en sz\u00fcks\u00e9getek lesz egy osztr\u00e1k sz\u00e1mlasz\u00e1mra, ahov\u00e1 a fizet\u00e9seteket kapj\u00e1tok. Ritka esetben fizetnek ki k\u00e9szp\u00e9nzben, illetve k\u00fclf\u00f6ldi sz\u00e1mlasz\u00e1mra sem szeretnek utalni. Ha a munkaad\u00f3 m\u00e9gis elfogadja a magyar sz\u00e1mlasz\u00e1mot (nem el\u00e9g a sz\u00e1mlasz\u00e1m, az IBAN sz\u00e1mra \u00e9s a SWIFT=BIC k\u00f3dra is sz\u00fcks\u00e9ge lesz), de hosszabb t\u00e1vra terveztek, akkor \u00e9rdemes osztr\u00e1k sz\u00e1mlasz\u00e1mot nyitnotok k\u00f6lts\u00e9geitek [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":12,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banksz\u00e1mla nyit\u00e1s - Ausztriai Munk\u00e1k<\/title>\n<meta name=\"description\" content=\"Banksz\u00e1mlanyit\u00e1s Ausztri\u00e1ban: milyen iratok kellenek, \u00e9s mire figyelj a bankv\u00e1laszt\u00e1sn\u00e1l, ha ott dolgozol.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ausztriaimunkak.eu\/en\/austria-info\/opening-a-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banksz\u00e1mla nyit\u00e1s - 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